星期二, 8月 31, 2010

factoring

什麼也不對
Wai Lim 狠狠地踏碎我
iPhone 狠狠地跌碎了
師兄狠狠地罵我

梁小姐昨天陪我
陪我說話
我無啦啦跟她說起 factoring 這種生意
因為之前我無啦啦去看我前老闆的公司網頁
他在天津的地產項目未起,但買了另一個殼做 factoring

Factoring
就是供應商以折扣價把應收賬賣給第三者供應商資金早些回籠
第三者掙取差價

我的哀愁
可不可以 factor 出去?
紅樓夢裡的癡情司會不會做我生意?

How factoring works?

Supplier signs a factoring contract with CSOB Factoring and becomes our client.

Goods or services are supplied to Customer. Supplier issues an invoice with a cession clause and sends off an original to Customer.

Then Supplier assigns his claims to our company, which implies that Customer of his becomes a debtor of CSOB Factoring.

Supplier / client has the right to draw an advance payment up to 90 % of nominal value of the claim including VAT.
When the claim is due, Customer is obliged to pay on CSOB Factoring account.
The difference up to 100 % of nominal value of the claim is paid to Client the same day when CSOB Factoring receives the payment from Customer / debtor.

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